Reported impact
Business outcome
Mapfre reports faster and more effective responses, streamlined internal and customer-facing processes, automated claims handling, stronger risk analysis, and improved digital engagement and satisfaction. Generative AI also increased visibility and traffic to digital channels.
- Customer Experience
- Productivity Improvement
- Risk Reduction
Solution
Mapfre describes a portfolio of in-house and partner-supported AI systems embedded across insurance operations. Inputs include customer emails, vehicle damage images captured during policy issuance, claims data, rehabilitation information, insured-portfolio risk data, cyber-risk signals for SMEs, and internal knowledge sources such as product sheets, conditioning factors, and operations content. Processing is handled through deep learning, generative AI, and partner solutions including Shift for end-to-end home-claims automation in Brazil, ControlExpert for real-time vehicle-damage verification, Trak for AI-supported digital physiotherapy, Lobelia for climate-risk prediction, Cyberwrite for cyber-risk assessment, and MIA GPT for agency query resolution. Outputs are served into claims payments, underwriting and risk workflows, employee assistance, customer interactions, and digital marketing content. Governance is enforced through Mapfre's group AI governance model and Holistic AI for transparency, fairness, and risk mitigation.
Data flow
Mapfre ingests customer emails, vehicle images, claims information, internal agency knowledge, and portfolio or cyber-risk data into AI services. Deep-learning and generative-AI components classify, verify, predict, or answer questions, then feed results into claims validation and payment, underwriting and risk assessment, rehabilitation monitoring, internal agency support, and digital content publishing.