Microsoft Financial Services United Kingdom

Virgin Money

Customer Service Automation · Data Lake / Data Warehouse Modernization · Enterprise Knowledge Search

Adam Paice, Head of Digital Proposition at Virgin Money, explains, "A mobile app in which you can move money in a couple of taps can actually be quite daunting for some people. Customers need to receive the help and information at the exact point in time that they need it.

"All our existing FAQs are stored in our Microsoft Dynamics 365 Knowledge Base. It makes sense to use Microsoft Copilot Studio to surface that information to customers.
"We see Redi as a member of the live chat team, working in an omnichannel way, aided by our use of Microsoft Dynamics 365 for Customer Service 's omnichannel capabilities, to support customers.
The Virgin Money brand enjoys a high degree of digital engagement. A whopping 90 percent of its customers download the Virgin Money credit card app within the first 90 days of joining.
The team's innovation has been recognised by The Card and Payments Awards, winning "Best application of AI in financial services" in February 2024.

Reported impact

Business outcome

The Virgin Money brand enjoys a high degree of digital engagement. A whopping 90 percent of its customers download the Virgin Money credit card app within the first 90 days of joining.

  • Compliance
  • Customer Experience
  • Productivity Improvement
  • Risk Reduction

Solution

Adam Paice, Head of Digital Proposition at Virgin Money, explains, "A mobile app in which you can move money in a couple of taps can actually be quite daunting for some people. Customers need to receive the help and information at the exact point in time that they need it. With 6.6 million retail and business banking customers, Virgin Money is on a mission to make you "happier about money". One way in which the brand innovates to deliver exceptional customer experiences is through its award-winning virtual assistant, built using end-to-end Microsoft technologies, including Copilot Studio It was clear to the Virgin Money team that digital adoption isn't the same as digital confidence. Users need to have a good amount of digital confidence as well as experience with financial services to feel comfortable completing many digital banking actions using an app. "All our existing FAQs are stored in our Microsoft Dynamics 365 Knowledge Base.

Data flow

Operational and business data is gathered from the customer's source systems and published to teams through Power BI dashboards.

Solution architecture

3 components · 2 layers
  1. Serving
    • Power BI Publishes dashboards and reports so teams can monitor operations and act on live insights.
    • Dynamics 365 Customer Service Gives service teams a unified workspace for cases, customer context, and responses.
  2. Orchestration
    • Copilot Studio Lets the team build and govern custom copilots and conversational workflows.

Architecture clues

  • Adam Paice, Head of Digital Proposition at Virgin Money, explains, "A mobile app in which you can move money in a couple of taps can actually be quite daunting for some people.
  • Copilot Studio: Lets the team build and govern custom copilots and conversational workflows.
  • Dynamics 365 Customer Service: Gives service teams a unified workspace for cases, customer context, and responses.
  • It was clear to the Virgin Money team that digital adoption isn't the same as digital confidence. Users need to have a good amount of digital confidence as well as experience with...
  • Power BI: Publishes dashboards and reports so teams can monitor operations and act on live insights.
  • With 6.6 million retail and business banking customers, Virgin Money is on a mission to make you "happier about money".

Evidence from the source

Adam Paice, Head of Digital Proposition at Virgin Money, explains, "A mobile app in which you can move money in a couple of taps can actually be quite daunting for some people.
It was clear to the Virgin Money team that digital adoption isn't the same as digital confidence. Users need to have a good amount of digital confidence as well as experience with financial services to feel comfortable c...
The Virgin Money brand enjoys a high degree of digital engagement. A whopping 90 percent of its customers download the Virgin Money credit card app within the first 90 days of joining.
With 6.6 million retail and business banking customers, Virgin Money is on a mission to make you "happier about money". One way in which the brand innovates to deliver exceptional customer experiences is through its awar...
Transparency Evidence & methodology 85/100 reference value · 89% confidence · 1 source

Review how this reference was scored and trace each normalized claim back to its documented source.

01

Scoring methodology

How scores are calculated

Customer Reference Value measures usefulness as a customer reference. Evidence Confidence measures the quality and traceability of available evidence, not independent verification.

Customer reference value85/100
  • Problem clarity20/20
    Measures whether the customer's operational problem is specific enough to compare.
  • Implementation depth20/25
    Rewards named components, data flow, integrations, and architecture detail.
  • Outcome specificity20/20
    Measures whether the reported benefit is concrete rather than a generic claim.
  • Quantified impact15/25
    1 metric describe measurable impact.
  • Deployment scale10/10
    Rewards evidence of a live or scaled deployment and meaningful integration scope.
Evidence confidence89%
  • Source authority20/25
    The main evidence is an official vendor-published customer story.
  • Claim traceability21/25
    10 of 12 key fields link to a named source.
  • Direct evidence20/20
    4 direct source quotes retained.
  • Date provenance10/10
    The publication date comes from the source page or publisher.
  • Source transparency8/10
    1 source reference document publisher, URL, authority, retrieval, and supported fields.
  • Implementation specificity10/10
    Rewards source-backed components, data flow, quantified impact, and a specific outcome.
02

Traceability

Sources & provenance

Field coverage shows which facts each source supports. Dates are shown only when documented by the source.

  1. Microsoft

    Virgin Money customer story

    First-party
    https://www.microsoft.com/en/customers/story/1795836141096013038-virgin-money-dynamics-365-customer-service-banking-and-capital-markets-en-united-kingdom
    Source type
    Vendor-published customer story
    Published
    Aug 15, 2024
    Supports
    • Customer
    • Business problem
    • Solution
    • Products
    • Solution components
    • Data flow
    • Integrations
    • technical area
    • use case category
    • Business outcome
    • outcome category
    • Metrics
    • Architecture
    • evidence quotes
    • Publication date

Date evidence

  • Published on source page Aug 15, 2024 · Microsoft · First-party
    Open date source
Not separately sourced Industry, Region, Company size. Treat these normalized attributes as lower-confidence until a dedicated source is added.